
Oh, this game's easy. Hey, wait. What are you doing? Oh my...
If you haven't read the epic fantasy series by George R.R. Martin, "A Song of Ice and Fire" -- the first "A Game of Thrones
" -- you're missing out on some extraordinarily well-written politics, intrigue, medieval mayhem, and epic fantasy. If you haven't seen the HBO Series
based on the books, you're missing out on some of the best television being broadcast today (although this is less of an achievement, since their competition is Snooky, "guys who do stupid jobs that you'd never want, but some tv executive thinks you'd watch every night on A&E", and "people singing and/or dancing for a shot at fame").
I won't spoil any of this for you. If you haven't seen the series, or read the books, or overheard your office workers discussing it in the break room, or seen someone post "OMG, Tyrion!" on your Facebook feed, then you should probably just head on out of this post now. I don't want to ruin any future enjoyment for you. Unless you want to make money, become wealthy, and enjoy financial freedom simply by following the mottos of the major houses in this series.
It's true. While watching the show will shake your faith in humanity -- good guys lose, bad guys lose, good guys turn bad, bad guys don't always get their comeuppance -- it also has some secret messages that we can learn from. Messages hidden right in plain sight: in the mottos of the major houses.
The first house, and the closest characters to "heros" in the series is house Stark. We'll start with them, and then move on to their enemies the Lannisters, followed by the Martells, the Tullys and then the Tyrells.
HOUSE STARK -- Winter is Coming
The Starks lived farthest north of the Great Houses. In this fantasy world, each season could be several years long, but Starks always stood prepared against the winter, because they would always suffer the worst from it when it come. Their motto, "Winter is coming" is the motto we should adopt for our financial situations today. Whether or not we're experiencing good times or hard times now, it is imperative to be prepared for even worse times to come.
Dave Ramsey, the financial guru agrees. He makes, as one of his first "baby steps" to financial security: set aside six months of salary as an emergency slush fund. You never know what might happen: Your wife might get pregnant. Your car may break down. A tragedy may require you to fly across the country. You could lose your job. Be prepared. Winter is coming. Even if it never comes in your lifetime, you are better served by being prepared for it, than by not.
HOUSE LANNISTER -- Lannisters Always Pay Their Debts
The Lannisters were by far the wealthiest of the major houses. Part of that was because of natural resources that their lands held. But another part was because they managed their obligations wisely. Tyrion, the dwarf-sized Lannister used this motto like money itself. His credit was as good as his word: He paid, he always paid, and the people who dealt with him knew he could be trusted (as far as being paid went). This needs to be a priority for us as well.
Fixing your credit (if it's poor) is not just a good idea, or a "bucket list" item. It's necessary, especially in today's economy, when people's access to money has grown tighter and tighter. Find ways to do it, even if it means sacrificing luxuries like cable television or cell phones. Pay off your debts, and do it as promptly as you can. Your credit rating will thank you -- more importantly, your creditors themselves will be more willing to work with you. Being debt-free is the first major step toward being completely financially free.

It doesn't hurt to be smart, conniving, deceitful, manipulative, and bawdry too,
but let's just stick to finances for today.
HOUSE MARTEL -- Unbowed, Unbent, Unbroken
Becoming financially free is *hard* -- if it wasn't, everyone would be doing it. It requires major sacrifice: eat economical meals at home. Don't go to the movies. Don't pay for luxuries (and everything that doesn't keep you fed, clothed, and housed is a luxury) until you have your "Winter is Coming" fund established. This requires strength. Strength of conviction, strength of commitment, the strength to say "No," when temptation comes calling -- and be assured, it will. Our entire society is built on and our economy hinges around your participation in a mercantile marketplace.
But it can be done. For your sake, the sake of your family, and the sake of your heirs, it needs to be done. Don't give in, don't surrender. It is hard now, but when winter comes, you'll be ready. And if winter never comes ... your summer will be all the brighter, warmer, and more enjoyable for your having saved and scrimped and accumulated.
Look at Soichiro Honda's fortunes, for example. He worked at Toyota, and came up with a new way to make piston rings. They rejected his idea. He quit, formed his own company to make the rings, and made a fortune selling them to Toyota. Until WWII... When the allies (that's us) blew his factory to bits. He sold that company and founded the company we know today as Honda. He started selling motorized bicycles, and then in 1948, full motorcycles. Within ten years he was outselling Harleys in America and Triumphs in the UK. He was truly, never beaten, bowed, or broken. He would have done well in the Seven Kingdoms of Westeros.
HOUSE TULLY -- Family, Duty, Honor
These are the things you need to remember as you climb your way to the top. Remember your family. Do your duty. Keep your honor. The old saying says "No one's dying words were ever 'I wish I'd spent more time at the office.'" No job, no amount of income, no financial freedom is worth losing your family. Do what you have to do to survive, to prepare for winter, but don't lose sight of *why* you're doing it. Kiss your wife. Love your husband. Play with your children. You will be building a kind of wealth that cannot be measured in Quickbooks.
This is, admittedly (for me anyway), one of the hardest financial lessons to learn, but look at it this way: You can't keep planting crops in the same field forever. You have to let the ground sit fallow, to regain nourishment and produce a great crop. Burning out at the office is the same way. Spend time with your kids. Take the time to fall in love with your spouse again. Remember why you're slaving away, and you'll help make it worth it.
House Tyrell -- Growing Strong
And that's what it's all about. Save your money. Prepare for winter. Never let the word get you down. Pay your debts. Remember your family and what's truly important. It's all about strength. Strength of character, strength of conviction, financial strength. The ability to weather life's storms, to enjoy your retirement when it comes, to help support your children into college and adulthood, and eventually to leave a legacy of security for your heirs.
Not that you'd learn any of THAT from Game of Thrones. Boy a lot of people die in these books. But, that's neither here nor there. Financially? These principles are strong. Look to them. Learn from there. Enjoy your life.
And go read these books. They're pretty awesome.

And there's a lot going on in the TV version too. Hubba hubba!